Seeking compensation after any type of car accident is complicated enough, but when rideshare services are involved, it can be even more challenging. Accidents involving Uber and Lyft raise unique questions of liability, insurance coverage, and various involved parties. Our skilled Port St. Lucie Uber and Lyft accident lawyer will help.
At The Schiller Kessler Group, we handle rideshare accident cases and are dedicated to helping you secure the compensation you deserve. Our Port St. Lucie rideshare accident lawyers will investigate your collision and file a claim or lawsuit.
Don’t hesitate to reach out to us today to discuss your situation and explore your legal options. Call us for a free consultation. We have over three decades of experience.
Our Port St. Lucie Lawyers Will Determine How Uber or Lyft’s Insurance Coverage Applies to Your Accident
Negotiating with insurers after an accident involving Uber or Lyft can be complex, primarily because the coverage options vary significantly based on the driver’s status at the time of the incident. This variability can complicate the process of filing a claim and determining who is liable.
Our Port St. Lucie car accident lawyers have handled disputes of liability in rideshare accident cases before, and we will help you file your claim with the appropriate insurance provider.
When a Rideshare Driver’s Personal Insurance Policy Applies
When a rideshare driver is offline, they typically have no rideshare insurance coverage, relying solely on their personal auto insurance. This can pose challenges if they are involved in an accident during this time, as their personal policy may not cover incidents related to ridesharing.
Our Port St. Lucie personal injury lawyers will counter an insurance company’s determination of fault or dispute of liability to help you recover damages.
When the Rideshare Company’s Coverage Applies
When the driver is online and waiting for a ride request, Uber and Lyft provide limited liability coverage. This usually includes up to $50,000 for bodily injury per person, $100,000 per accident, and $25,000 for property damage. However, this coverage may not be sufficient to cover all damages, leading to potential complications in filing a claim.
Once the driver accepts a ride and is en route to pick up a passenger, the coverage increases significantly. At this stage, Uber and Lyft generally offer up to $1 million in liability coverage, along with uninsured/underinsured motorist protection. This higher level of coverage applies while the passenger is in the vehicle, further complicating claims if the driver is found at fault.
Understanding these coverage levels is crucial when determining how to approach a claim after an accident. Having an experienced Port St. Lucie Uber and Lyft accident attorney is essential. At The Schiller Kessler Group, we will advocate for your rights throughout the claims process.
More people choose The Schiller Kessler Group because they know that we’re a cut above other personal injury law firms.
Our Port St. Lucie Lawyer Will Explore Your Legal Options After an Uber or Lyft Collision
Florida operates under a no-fault insurance system, meaning that after a car accident, drivers typically file claims through their own Personal Injury Protection (PIP) coverage, regardless of who was at fault. While this system is designed to provide quick compensation for medical expenses and lost wages, it can limit your ability to seek full damages for severe injuries.
If your injuries meet Florida’s serious injury threshold, our Port St. Lucie, FL, Uber and Lyft collision lawyer can help you step outside the confines of the no-fault system. In such cases, you may have the legal right to file a lawsuit against the at-fault driver or another liable party.
By pursuing a lawsuit, you may be able to seek additional damages beyond what PIP insurance can cover, such as pain and suffering, ongoing medical expenses, and lost earning capacity.
Important Deadline for Filing a Lawsuit
In Florida, you have a statute of limitations of two years from the date of your accident to file a lawsuit for personal injuries. This timeframe is crucial, as failing to file within this period can result in losing your right to seek compensation.
While building a strong case often requires time for thorough investigations and negotiations with insurance companies, it’s important to remember that these activities do not extend the deadline.
Starting the legal process as soon as possible allows our attorney to gather evidence, interview witnesses, and establish liability effectively. Delaying action may hinder your case, so it’s essential to consult with a knowledgeable Port St. Lucie Uber and Lyft accident lawyer early on.
No matter what time of day it is, you can contact The Schiller Kessler Group to schedule a free, no-obligation consultation.
The Importance of Seeking Medical Treatment After an Uber or Lyft Accident
After a car accident, seeking medical treatment should be a top priority, both for your health and the strength of your case. Prompt medical attention ensures that any injuries—visible or not—are properly assessed and treated.
Some injuries, such as concussions or internal injuries, may not present immediate symptoms, making it crucial to get evaluated by a healthcare professional. By prioritizing your health and well-being, you not only take essential steps toward recovery but also strengthen your position in a potential claim.
Obtaining medical treatment creates a documented record of your injuries, which is vital for any potential claims. This documentation serves as crucial evidence if you decide to pursue compensation for medical expenses, pain and suffering, or lost wages. Insurance companies often scrutinize the timeline of medical treatment, and any gaps in care can weaken your case.
Let Our Port St. Lucie, FL, Rideshare Accident Lawyers Help You
Filing a claim or a lawsuit after a rideshare accident can be complex, particularly when it comes to understanding insurance coverage and your legal rights. If you’ve been injured in an Uber or Lyft accident in Port St. Lucie, it’s crucial to have a knowledgeable advocate on your side.
The Schiller Kessler Group is dedicated to helping you secure the compensation you deserve while prioritizing your health and recovery. Don’t face this challenging process alone.
Contact us today for a free consultation, and let our experienced attorneys guide you through every step of your case. Your path to justice starts here.
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